Harley-Davidson Insurance
Affordable insurance coverage from the name you trust.
Harley-Davidson® Insurance is quality, affordable motorcycle insurance, backed by quality service and support. A wide range of coverage options are available, designed with the unique concerns of motorcycle riders in mind. Our licensed agents know H-D® motorcycles and will help tailor a policy to your needs with fast, accurate quoting to get you immediate coverage and onto the road.
CHECK OUT THESE BENEFITS
- COVERAGES FOR A VARIETY OF MOTORCYCLE TYPES
- $1,000 OPTIONAL EQUIPMENT INCLUDED1
- MONEY-SAVING DISCOUNTS AVAILABLE
- H-D® GENUINE PARTS + ACCESSORIES REPLACED WITH H-D® GENUINE PARTS FOR ALL REPAIRS

INSURANCE COVERAGES2
COVERAGES THAT MAKE A DIFFERENCE
With H-D™ Insurance, you can choose from a wide range of coverages to find the best policy and the very best protection available for your motorcycle.
- BODILY INJURY LIABILITY
- BIKE REPLACEMENT COST
- COLLISION COVERAGE
- COMPREHENSIVE COVERAGE
- GUEST PASSENGER LIABILITY
- MEDICAL EXPENSE COVERAGE
- OPTIONAL EQUIPMENT COVERAGE
- OPTIONAL EQUIPMENT REPLACEMENT COST
- ROADSIDE ASSISTANCE
- UNINSURED MOTORIST BODILY INJURY
- UNDERINSURED MOTORIST BODILY INJURY
- VACATION RENTAL COVERAGE

DISCOUNTS
YOU CAN SAVE IN MULTIPLE WAYS
Harley-Davidson Insurance Services provides the best motorcycle insurance for your ride, and offers a wide range of money-saving discounts on our already competitive rates.
- ANTI-THEFT
- BUNDLED PROTECTION
- CLAIM-FREE RENEWAL
- EXPERIENCED RIDER
- H-D™ RIDING ACADEMY
- H.O.G.® MEMBER
- HOME OWNERSHIP
- MILITARY AND LAW ENFORCEMENT
- NEW BIKE
- PROMPT PAYER
RENTAL COVERAGES
NEVER MISS A MINUTE ON THE OPEN ROAD
H-D™ Insurance offers optional Rental Reimbursement Coverage and Vacation Rental Coverage in its policies so you’ll never be without a ride! And don’t forget that rider groups, including Club EagleRider members and H.O.G.® members, receive a discount on their H-D™ Insurance.3
- RENTAL REIMBURSEMENT COVERAGE
- VACATION RENTAL COVERAGE
- The exclusive U.S. provider of rentals and tours for Harley-Davidson Motor Company.
MOTORCYCLE INSURANCE FAQs
YOU’VE GOT QUESTIONS, WE’VE GOT ANSWERS!
Where can I get even more information on H-D™ Insurance?
Visit h-dinsurance.com for more details, history, and contact resources, or call 866.801.9186 to get a quote from a licensed agent.
How can I make a claim on my bike under my current H-D™ Insurance policy?
Please contact Harley-Davidson Insurance Services first. Their H-D™ Insurance motorcycle claims specialists are standing by to facilitate a seamless claims process and assist with everything from roadside assistance to scheduling repairs. You can file a claim online or call the H-D™ Insurance Claims Hotline at 800.242.2464.
They will provide instructions as to when to come into the dealership.
How can I make a payment on my H-D™ Insurance policy?
You can pay by phone by calling Harley-Davidson Insurance Services at 800.242.2464, or online by using their secure site.
I have a question not covered here—are there more FAQs available?
There sure are! See our general FAQs, or you can learn even more by reviewing our coverage FAQs or discounts FAQs.
